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Apex Partners provides quality financial planning advice, superannuation advice, budgeting advice, risk protection strategies, investment management, execution and administration services. Apex Partners will work with you to develop a financial strategy that is personalised to your needs; one that provides you with the financial security and stability you desire. Apex Partners strive to help you create and protect your wealth; to provide you with total investment returns in a way that is adjusted and adapted for prevailing market and economic conditions; and to help you achieve your personal financial goals.
Swann Insurance is a wholly-owned subsidiary of the Insurance Australia Group (IAG). IAG is a major Australian general insurance group with a global presence. Swann Insurance operates independently; has its own insurance licence and over 50 years experience in managing all facets of the insurance process from product development through customer service and claims. Swann Insurance recently launched a series of insurance products available for subscription online: your ActivLife (a life and disability insurance product), your BillProtect (insurance cover to protect your ability to pay routine bills) and your FeeSecure (an insurance product intended to secure continuity of school fees). SuperInvestor members can subscribe to these new Swann Insurance products online now. Find out more...
Paying for Europe's wishful thinking
It is one of the most used phrases in the eurozone crisis: Buying time. The measures taken by European politicians over the past two years have obviously not solved the problems. Instead, they provided temporary relief – sometimes for a few weeks, sometimes only for a couple of days. They literally ‘bought time’. [...]
Taking taxpayers for a ride
KPMG has published its Global Auto Executive Survey for 2012, in which executives from the world’s leading car manufacturers were asked about the situation of their industry. One of their key concerns was global overcapacity, estimated at somewhere between 20% and 30%.
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Outlook for house prices in 2012
Economist Steven Keen is at it again. This time he’s predicting house prices will drop 5 to 10 percent in 2012. Is he right? Well… 2012 will be a tough year for property, but before I answer the question I posed, I’d like to mention that I find it interesting that Professor Keen is only predicting a 10% drop.
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Do not be super ignorant
In arguably the second-most controversial section of the award-winning investment book, “Who’s Taking Your Money? (and how to get some of it back!)”, Chapter 13 opens by stating that, “some people are just intellectually inferior… to hardwood…”. We could possibly change that last word to “driftwood”, as many hardwood timbers actually serve a defined and structured purpose, unlike the soppy pieces of wood that simply drift through life aimlessly without direction. [...]
World class economy with first class prices
Australia’s economy is the envy of the world. No country has weathered the financial storms of the past few years as well as Australia. In global economic terms, down under is very much on top. Such statements have become standard ingredients in ministerial speeches about Australia’s recent economic performance. To a degree, they are true. And yet ordinary Australians may well ask themselves why they cannot see the benefits of this apparent miracle economy.
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A wild forecast for Euro pain
Revisiting my predictions for Europe in 2011; I can today declare without any false modesty that I was right on the money. Not only that 2011 has been very much like 2010. It is also emerging that we will celebrate Christmas on December 25 this year – just as I had forecast last December.
Having thus established myself as a trustworthy futurologist, it is time to dust off the crystal ball so I can give you an exclusive preview of 2012. I hope you are seated with your seatbelts fastened. It’s promising to be a bumpy ride. [...]
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